Cyber Insurance
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Cyber Insurance

Modern Cover for Modern Threats

As Kenyan businesses digitise, cyber attacks — ransomware, phishing, data theft — have become one of the fastest-growing sources of loss. Cyber insurance pays for the incident response team, forensic investigation, data recovery, regulatory fines under the Data Protection Act 2019, and any third-party claims from affected customers.

What's Covered

Coverage that pays out when it matters

Every cyber insurance policy we place includes the following as standard. Optional extensions are available depending on your risk profile.

  • Ransomware payments and negotiation
  • Data breach response and forensics
  • Data restoration and system rebuild
  • Business interruption from cyber attack
  • Third-party liability (customer data claims)
  • Regulatory fines under the Data Protection Act
  • Cyber extortion and social engineering fraud
  • 24/7 breach response hotline
Who It's For

Built for people like you

Fintechs and payment processors
E-commerce and SaaS platforms
Hospitals and clinics holding patient data
Any business processing personal data
FAQ

Quick answers

Are ransomware payments legally allowed?+

In Kenya, yes — but the insurer will negotiate on your behalf and, where possible, restore from backups rather than pay. We structure policies with strong incident-response partners.

Do I need cyber cover if I already have IT insurance?+

Yes. Standard property or IT-equipment policies exclude cyber events entirely. Cyber insurance is a specialist product.

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Full-site cover for contractors: physical damage to works, machinery breakdown, and third-party liability throughout the build.

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Statutory cover for employee injuries, disability and medical expenses — keeping your business compliant with the WIBA Act.

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  • Medical & compensation
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Get covered today

Ready to get covered? A quote takes 5 minutes.

Independent advice, arranged by people who pick up the phone.