Motor Insurance
Protect your vehicle against accidents, theft and unexpected damage — for personal cars, PSVs and commercial fleets across Kenya.
- Same-day cover notes
- Comprehensive & third-party
- 24/7 roadside support
Our Services
Cover for every chapter of life
Personal, business and specialized insurance — tailored, competitively priced and backed by responsive local support.
01 · Personal Insurance
Personal Insurance
Everyday protection for you and your family — from your car on the Thika highway to unexpected medical bills.
Health Insurance
Cover inpatient, outpatient, maternity and chronic care at leading hospitals — so a medical bill never becomes a family crisis.
- Wide hospital panel
- Individual & family plans
- Optional dental & optical
Travel Insurance
Travel with confidence. Cover for medical emergencies abroad, lost luggage, flight delays and trip cancellations.
- Schengen-compliant
- Single & multi-trip
- 24/7 emergency assistance
Life Insurance
Make sure the people you love are financially secure — with term life, whole life and education savings plans.
- Flexible premiums
- Education savings
- Last-expense options
Pension & Retirement Plans
Individual and group retirement schemes registered with the RBA — build a tax-efficient pension pot that pays you an income for life.
- RBA-registered
- Tax relief on contributions
- Lifetime income options
Investment & Savings Plans
Unit trusts, education policies and endowment plans structured around your goals — from a house deposit to your children's university fees.
- Goal-based planning
- Money market to equity
- Flexible contributions
02 · Business Insurance
Business Insurance
From shops in Westlands to warehouses in Athi River — cover that keeps your operations running when things go wrong.
SME Insurance
An all-in-one package for small and medium businesses — fire, burglary, money in transit and business interruption in one policy.
- Fire & burglary
- Money in transit
- Business interruption
Property Insurance
Protect commercial buildings, stock and machinery from fire, theft, floods and other perils — with cover sized to your assets.
- Fire & allied perils
- Plant & machinery
- Stock in trade
Liability Insurance
Public, product and employer liability cover that pays legal fees and settlements when a third party makes a claim against your business.
- Public liability
- Product liability
- Legal defence costs
Marine Cargo
Import, export and inland transit cover for goods moving by sea, air or road — with fast documentation for clearing agents.
- Single & open cover
- Sea, air & road
- Fast turnaround
High-Value Cargo & Cash-in-Transit
Bespoke cover for precious metals, jewellery, bullion, high-value electronics and cash-in-transit — with vetted security partners and armed escort options.
- Bullion & precious metals
- Cash-in-transit & safe
- Armed escort partners
03 · Specialized Covers
Specialized Covers
Industry-specific protection for farmers, contractors, professionals and the digital economy.
Agriculture Insurance
Cover for crops, livestock and greenhouses — including weather-index cover that pays out when drought or excess rain hits.
- Crop & livestock
- Weather-index cover
- Agribusiness assets
Contractors All Risk
Full-site cover for contractors: physical damage to works, machinery breakdown, and third-party liability throughout the build.
- Works & materials
- Plant & equipment
- Third-party liability
WIBA — Work Injury Benefits
Statutory cover for employee injuries, disability and medical expenses — keeping your business compliant with the WIBA Act.
- WIBA Act compliant
- Medical & compensation
- Fast onboarding
Professional Indemnity
For consultants, engineers, doctors and advisors — protection against claims of negligence, errors or bad advice.
- Consultants & advisors
- Legal defence
- Regulatory compliance
Cyber Insurance
Cover for data breaches, ransomware attacks and business interruption — with incident response and third-party liability included.
- Incident response
- Data restoration
- Third-party claims
Credit Protection Insurance
Loan protection cover that clears the outstanding balance if the borrower dies, is disabled or is medically unable to keep paying — protecting families and lenders.
- Clears loan on death
- Permanent disability cover
- Retrenchment rider optional
Performance Bond Insurance
Insurance-backed performance bonds that guarantee your contractual obligations to project owners — accepted by government, parastatals and private sector.
- Frees up working capital
- IRA-approved bond
- Fast issuance
Advance Payment Guarantee
Guarantees that repay the project owner if a contractor fails to deliver after receiving an upfront mobilisation payment — a standard requirement on most contracts.
- Standard on public tenders
- Preserves credit lines
- Reduces on the project
Get covered today
Not sure which cover fits? We'll help you decide.
Tell us about your situation and we'll recommend the right mix — obligation-free.