Life Insurance
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Personal Insurance

Life Insurance

Protect the People Who Depend on You

Life insurance isn't for you — it's for the people who depend on you. Whether it's a mortgage that must still be paid, school fees that must still be paid, or a business that must continue, a well-structured life policy replaces your income when you're no longer around to earn it.

What's Covered

Coverage that pays out when it matters

Every life insurance policy we place includes the following as standard. Optional extensions are available depending on your risk profile.

  • Term life cover (5, 10, 20 years)
  • Whole life and endowment plans
  • Education savings for children
  • Mortgage protection life cover
  • Group life for employers
  • Last-expense and funeral benefit
  • Critical illness rider
Who It's For

Built for people like you

Parents and sole breadwinners
Homeowners with active mortgages
Business owners with dependants
Employers offering staff benefits
FAQ

Quick answers

How much cover do I need?+

A good rule of thumb is 10× your annual income, plus any outstanding loans and future school fees. We'll do a needs analysis with you for free.

Is a medical exam required?+

For smaller sums assured (usually under KSh 5M) most underwriters accept a declaration only. Larger cover requires a short medical, which we arrange for you.

You may also need

Other personal insurance we arrange

Motor Insurance

Motor Insurance

Protect your vehicle against accidents, theft and unexpected damage — for personal cars, PSVs and commercial fleets across Kenya.

  • Same-day cover notes
  • Comprehensive & third-party
  • 24/7 roadside support
Health Insurance

Health Insurance

Cover inpatient, outpatient, maternity and chronic care at leading hospitals — so a medical bill never becomes a family crisis.

  • Wide hospital panel
  • Individual & family plans
  • Optional dental & optical
Travel Insurance

Travel Insurance

Travel with confidence. Cover for medical emergencies abroad, lost luggage, flight delays and trip cancellations.

  • Schengen-compliant
  • Single & multi-trip
  • 24/7 emergency assistance
Get covered today

Ready to get covered? A quote takes 5 minutes.

Independent advice, arranged by people who pick up the phone.