Motor Insurance
Protect your vehicle against accidents, theft and unexpected damage — for personal cars, PSVs and commercial fleets across Kenya.
- Same-day cover notes
- Comprehensive & third-party
- 24/7 roadside support
All Services
Personal Insurance
Pension & Retirement Plans
Retire With Dignity, Not Uncertainty
Only a fraction of Kenyans retire with enough savings to maintain their lifestyle. We structure Retirement Benefits Authority (RBA)-registered pension plans — Individual Pension Plans (IPP) for self-employed professionals and Occupational Schemes for employers — with tax relief on contributions, professional fund management and a guaranteed income at retirement through an annuity.
What's Covered
Coverage that pays out when it matters
Every pension & retirement plans policy we place includes the following as standard. Optional extensions are available depending on your risk profile.
- Individual Pension Plans (IPP) for the self-employed
- Occupational / Group Pension Schemes for employers
- Umbrella pension schemes for SMEs
- Tax-free contributions up to KSh 30,000 per month
- Professional fund management with quarterly statements
- Guaranteed annuities at retirement
- Income drawdown options
- Death and disability benefit riders
Who It's For
Built for people like you
Self-employed professionals and consultants
Employers structuring staff retirement benefits
SMEs that want an umbrella scheme
Anyone planning for retirement in Kenya
FAQ
Quick answers
How much tax do I actually save?+
Contributions up to KSh 30,000 per month (KSh 360,000 a year) are tax-deductible — for a top-bracket earner, that's roughly KSh 108,000 saved in PAYE every year while your pension grows.
When can I access the money?+
The earliest access age is 50 (early retirement). Normal retirement is 60. Two-thirds must convert to an annuity to give you a monthly income; one-third can be taken as a lump sum.
You may also need
Other personal insurance we arrange
Health Insurance
Cover inpatient, outpatient, maternity and chronic care at leading hospitals — so a medical bill never becomes a family crisis.
- Wide hospital panel
- Individual & family plans
- Optional dental & optical
Travel Insurance
Travel with confidence. Cover for medical emergencies abroad, lost luggage, flight delays and trip cancellations.
- Schengen-compliant
- Single & multi-trip
- 24/7 emergency assistance
Get covered today
Ready to get covered? A quote takes 5 minutes.
Independent advice, arranged by people who pick up the phone.