Agriculture Insurance
Cover for crops, livestock and greenhouses — including weather-index cover that pays out when drought or excess rain hits.
- Crop & livestock
- Weather-index cover
- Agribusiness assets
All Services
Specialized Covers
Performance Bond Insurance
Win Tenders. Deliver With Confidence.
Most tenders in Kenya — public and private — require a performance bond of 5–10% of the contract value as security that the contractor will deliver. An insurance-backed bond frees up cash you'd otherwise tie up as a bank guarantee. We arrange bonds accepted by the National Treasury, county governments, KeNHA, KeRRA, KPLC, KPA and major private employers.
What's Covered
Coverage that pays out when it matters
Every performance bond insurance policy we place includes the following as standard. Optional extensions are available depending on your risk profile.
- Performance bonds (5–10% of contract value)
- Bid / Tender bonds (2–5% of tender value)
- Retention bonds released after defect period
- Customs and excise bonds
- Court bonds and immigration bonds
- Counter-indemnity structured to your balance sheet
Who It's For
Built for people like you
Contractors bidding for government tenders
Suppliers to parastatals and county governments
Consulting engineers and project managers
Importers requiring customs bonds
FAQ
Quick answers
How is an insurance bond different from a bank guarantee?+
A bank guarantee locks up cash or an overdraft line. An insurance bond only requires a premium (typically 1–3% of the bond value per year) — no lock-up, so you keep your working capital free.
How quickly can you issue a bond?+
Once we have your KRA PIN, financials, contract award letter and completed application, most bonds are issued within 48 hours. Urgent bid bonds can be turned around the same day.
You may also need
Other specialized covers we arrange
Contractors All Risk
Full-site cover for contractors: physical damage to works, machinery breakdown, and third-party liability throughout the build.
- Works & materials
- Plant & equipment
- Third-party liability
WIBA — Work Injury Benefits
Statutory cover for employee injuries, disability and medical expenses — keeping your business compliant with the WIBA Act.
- WIBA Act compliant
- Medical & compensation
- Fast onboarding
Get covered today
Ready to get covered? A quote takes 5 minutes.
Independent advice, arranged by people who pick up the phone.