SME Insurance
An all-in-one package for small and medium businesses — fire, burglary, money in transit and business interruption in one policy.
- Fire & burglary
- Money in transit
- Business interruption
All Services
Business Insurance
Liability Insurance
Shield Your Business From Third-Party Claims
A slip in your shop, a defective product, a client injured on your premises — any of these can trigger a lawsuit that dwarfs your annual turnover. Liability insurance covers the legal defence and any settlement or court award, so a single incident doesn't wipe out your business.
What's Covered
Coverage that pays out when it matters
Every liability insurance policy we place includes the following as standard. Optional extensions are available depending on your risk profile.
- Public liability (third-party injury and property damage)
- Product liability (defective goods)
- Employer's liability (staff injuries)
- Legal defence and court costs
- Directors' & Officers' liability (optional)
- Cross liability between insured parties
Who It's For
Built for people like you
Retailers and hospitality businesses
Manufacturers and importers
Event organisers and venue owners
Company directors and boards
FAQ
Quick answers
Isn't liability included in my SME policy?+
The SME package usually includes public liability up to KSh 5–10M. If your business faces bigger risks, we structure a standalone policy with higher limits.
Are court costs really covered?+
Yes. Legal defence costs are paid in addition to the settlement, up to the policy limit. This is often the most valuable feature.
You may also need
Other business insurance we arrange
Property Insurance
Protect commercial buildings, stock and machinery from fire, theft, floods and other perils — with cover sized to your assets.
- Fire & allied perils
- Plant & machinery
- Stock in trade
Marine Cargo
Import, export and inland transit cover for goods moving by sea, air or road — with fast documentation for clearing agents.
- Single & open cover
- Sea, air & road
- Fast turnaround
Get covered today
Ready to get covered? A quote takes 5 minutes.
Independent advice, arranged by people who pick up the phone.