Property Insurance
Protect commercial buildings, stock and machinery from fire, theft, floods and other perils — with cover sized to your assets.
- Fire & allied perils
- Plant & machinery
- Stock in trade
All Services
Business Insurance
SME Insurance
One Package. Every Everyday Business Risk.
Small businesses in Kenya face outsized risks — a single fire, break-in or flooded shop can end years of hard work. Our SME package bundles the covers you actually need into one policy, one premium and one claim contact. Designed for retailers, restaurants, salons, workshops, professional offices and light manufacturers.
What's Covered
Coverage that pays out when it matters
Every sme insurance policy we place includes the following as standard. Optional extensions are available depending on your risk profile.
- Fire and allied perils (buildings, stock, equipment)
- Burglary and theft
- Money in transit and in safe
- Business interruption (loss of income)
- Public liability up to KSh 10M
- Employers' liability and WIBA
- Fidelity guarantee for employee dishonesty
- All-risks cover for portable equipment
Who It's For
Built for people like you
Retail shops and supermarkets
Restaurants, cafés and salons
Small manufacturers and workshops
Professional service firms
FAQ
Quick answers
What documents do you need to quote?+
A short business profile, the value of your stock/equipment, your annual turnover and the address of the premises. We'll typically quote within 24 hours.
Can I pay in instalments?+
Yes. Most underwriters accept quarterly or monthly instalments through premium financing partners — we set this up for you.
You may also need
Other business insurance we arrange
Liability Insurance
Public, product and employer liability cover that pays legal fees and settlements when a third party makes a claim against your business.
- Public liability
- Product liability
- Legal defence costs
Marine Cargo
Import, export and inland transit cover for goods moving by sea, air or road — with fast documentation for clearing agents.
- Single & open cover
- Sea, air & road
- Fast turnaround
Get covered today
Ready to get covered? A quote takes 5 minutes.
Independent advice, arranged by people who pick up the phone.